Sectors – Big Data Made Simple https://bigdata-madesimple.com One source. Many perspectives. Tue, 19 Mar 2019 10:07:23 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.7 https://bigdata-madesimple.com/wp-content/uploads/2018/10/bdms-favicon.jpg Sectors – Big Data Made Simple https://bigdata-madesimple.com 32 32 Six cyber security priorities in 2019 for top companies to consider https://bigdata-madesimple.com/six-cyber-security-priorities-in-2019-for-top-companies-to-consider/ https://bigdata-madesimple.com/six-cyber-security-priorities-in-2019-for-top-companies-to-consider/#respond Mon, 18 Mar 2019 12:21:06 +0000 https://bigdata-madesimple.com/?p=34590 The increasing sophistication and volume of cybersecurity threats and attackers, rapid technology changes, the continued move to automated and cloud-based services and changing data privacy regulations are just a few factors that have propelled companies’ to increase their focus on cybersecurity and information protection. In 2019, it is important that organizations remain informed about emerging … Continue reading Six cyber security priorities in 2019 for top companies to consider

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The increasing sophistication and volume of cybersecurity threats and attackers, rapid technology changes, the continued move to automated and cloud-based services and changing data privacy regulations are just a few factors that have propelled companies’ to increase their focus on cybersecurity and information protection. In 2019, it is important that organizations remain informed about emerging threats and ways to mitigate them.

“It is critical organizations transition their approach to cybersecurity from strictly risk management to more of a focus on business innovation and growth,” said Tony Buffomante, U.S. Leader for Cyber Security Services at KPMG LLP. “Companies should seize opportunities to transform their security, privacy and continuity controls in order to grow their businesses.”

In this new report, What’s next: Key cyber security considerations for 2019,” KPMG has identified six key areas to top companies’ cybersecurity agendas amid the evolving threat landscape.

1. Addressing the cyber security skills shortage

The lack of seasoned cybersecurity professionals, combined with tightening budgets, highlights the importance of automation. Organizations should consider automating some of the repetitive aspects of collecting and analyzing data about intruder activity. This will help to re-prioritize where cyber professionals are focusing on efforts. Companies should also focus on recruiting new talent out of college and developing bespoke training programs to build the next generation of cyber professionals.

2. Fight artificial intelligence with artificial intelligence

Cyber attackers are increasingly likely to employ artificial intelligence (AI), using deep learning and machine learning to make malware and targeted attacks more effective and harder to detect. Organizations should also use these tools to help identify security incidents and assess vulnerabilities across the system.

3. Sustainable data privacy compliance

Companies should move beyond compliance to ensure data privacy processes are a component of business models. A framework of best practices should be woven into the organization’s culture and procedures allowing for flexibility to adapt to new regulations such as the EU General Data Protection Regulation (GDPR) and the California Consumer Privacy Act of 2018 and evolving regulations such as the Health Insurance Portability and Accountability Act of 1996 (HIPAA).

4. Fraud and cyber risk intersect

Organizations, financial institutions, in particular, should focus on the reduction of fraudulent activity, as they look to make the customer experience more secure and personalized. In 2019 and beyond, fraud and cyber should command equal attention from a security perspective and new and enhanced strategies for collecting and using client data should be developed.

5. Identity and access management – From security tool to business driver

Identity and access management is evolving from a security tool to a business enabler as companies seek to use technologies, such as advanced authentication and identity proofing, to provide a secure customer-centric digital experience that can be personalized across multiple channels and devices.

6. Phishing – A return to old school attack methods

Phishing, the practice of posing as a legitimate institution via email to lure individuals into providing sensitive data, is among the older attack methods but remains difficult to defend. Attackers are returning to a more archaic method of infiltration as some organizations shift their defense focus towards newer methods of attack such as malware. To pivot against constantly changing methods of attack, organizations should move towards a broader, managed cyber response posture.

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How accelerated S/4 HANA can boost our retail business https://bigdata-madesimple.com/how-accelerated-s-4-hana-can-boost-our-retail-business/ https://bigdata-madesimple.com/how-accelerated-s-4-hana-can-boost-our-retail-business/#respond Mon, 18 Mar 2019 05:14:25 +0000 https://bigdata-madesimple.com/?p=34575 The SAP S/4HANA, also referred to as the SAP Business Suite 4, is usually defined as an accelerated business suite helping businesses to simplify financial transactions and analyze data in real-time, by undertaking the next generation technology. Ever since SAP released the S/4HANA in February 2015, it has been personalizing user experiences for software startups … Continue reading How accelerated S/4 HANA can boost our retail business

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The SAP S/4HANA, also referred to as the SAP Business Suite 4, is usually defined as an accelerated business suite helping businesses to simplify financial transactions and analyze data in real-time, by undertaking the next generation technology. Ever since SAP released the S/4HANA in February 2015, it has been personalizing user experiences for software startups with the help of the big data and IoT technology. However, it would be interesting to see, how the Accelerated SAP S/4HANA will take your retail business to a higher level. So, if you want to find the answer, just stay tuned with us.

SAP releases S/4 HANA Retail

First, let me begin by sharing the good news to all the retail business entrepreneurs out there. It is my pleasure to announce that SAP has unveiled the S/4HANA Retail to help manage the merchandise and bring an innovative transformation in the retail sector. Furthermore, the S/4HANA Retail empowers the retailers to cater strategically to the requirements of the fast-moving digital economy and improve the customer retailing experience right from the word go.

One of the other major factors asking the retailers to adopt the SAP S/4HANA is the increasing number of worldwide customers. According to Statista, the estimated number of S/4HANA subscribers in the second quarter of 2018 was around 8,900. It’s surprising to note the amazing growth as the figure was merely 370 in the first quarter of 2015 when this solution was introduced.

Source: Statista

SAP S/4HANA- a game changer in the retail industry

The S/4HANA is within the SAP’s custody and based on the in-memory computing system and operational database platform. In fact, the S/4HANA Retail has been specifically developed for the retail sector to offer an array of benefits.

Role of S/4HANA in inventory management

SAP aims to offer a comprehensive solution to the retail industry utilizing the combined benefits of a powerful ERP software and SAP HANA. Let’s get familiar with how you can streamline your inventory management and offer quality services to the end customers.

Source
  • It allows you to access data analytics in real-time and take quick and apt decisions.
  • Precise assessment of the stock inventory and quality control check without employing the traditional manual methods and getting all reports instants to monitor the progress of sales.
  • Maintaining transparency when processing the customer orders right from order placement to delivery.
  • The real-time data analytics will help you to gather information on customer-buying trends and the hotbed demand of the market.
  • The advanced software is exceedingly helpful in curtailing the cost of inventory management as all updated information and data is available in real-time.
  • SAP S/4HANA is more than an asset for the retailers involved in supplying products as it helps to reduce the bottlenecks related to the supply You can track down your order and intervene if it is getting delayed.

Let’s take this discussion further

Since we are focusing on the inventory management system, it would be appropriate to throw some more light with a few good examples.

Let’s say suppose you are a retailer dealing in electronic appliances. You must be aware that there are some products, which have high demand in a particular season such as air conditioners during summer. You need to ensure firmly that the appliances are readily available in the stores. Now, this is where the S/4HANA solution would come into play; it would optimize your management and order across the complete lifecycle of the product. Therefore, you avoid any chances of getting into a markdown situation.

SAP S/4HANA connecting retailers to digital transformation

The digital transformation is the buzzword today and certainly a trump-card for the retail industry. However, if you want to reap the advantage, then drive your business towards the SAP S/4HANA region. I don’t need to tell you that you have to embrace the Internet of Things to offer an unmatched personalized user experience and upscaling the business prospects across all channels.  You are already aware of its boosting benefits.

The S/4HANA offers a robust integration where reporting to the management gets faster and combines deeper insights. With digital transformation coming into the frame, the customers have access to master data streamlining the payment for end-to-end order.

Escalating the overall performance and efficiency

S/4HANA is efficiently faster to deliver escalating performance where the team can carry out multiple tasks without completing the other. You can run the task as many times you want to get a better output. One of the other factors that lead to optimal performance is all business activities are put on a fast-track scale such as planning strategies, systematic execution, preparing charts and reports, and getting access to live data. All these aspects drive you into a customer-centric zone where the margin of error minimizes.

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SAP Fiori offers a user-friendly interface

Another icing on the cake in SAP S/4HANA is the presence of SAP Fiori, which is known for offering user-friendly interface. User interface plays a distinctive role in the retail business to offer a seamless experience while customers are navigating the website or mobile application on their devices. SAP Fiori makes a more productive environment in favor of retailers. For example, Fiori provides a single-screen window where the customers can make payments with ease with just a few clicks or taps on the application.

Simplifying business operations

There is no doubt that S/4HANA has simplified the business operations to a great extent. It has focusing more on the  FI- and CO-related dealings instead of wasting time on settlement issues. This helps to boost the data-based reliability and simplifying the management and administration.

Drives retail business towards cloud adoption

SAP S/4HANA has always been encouraging the retail business owners to undertake an innovative approach and adopt the cloud using cloud-based modeling. One of the key bonuses of moving towards the cloud is that it offers various products using which you can further properly maximize S/4HANA ’s potential to gain the maximum result-oriented outcomes.

Potential retailers for SAP S/4HANA

The SAP S/4HANA will usually appeal to a wide range of retail-based business enterprises. But the one who is more interested and keener in adopting this software include-

  • The ones who have modified their ERP applications but find it difficult to manage and update the applications. They need the slate clean approach and have to start from the beginning.
  • The businesses that are operating competitor databases but are willing to migrate to SAP S/4HANA. They can help clients in preparing potential custom-code conversations.
  • The retailers who are willing to adopt the cloud such as the SAP SuccessFactors, SAP Hybris or SAP Ariba etc. They are looking to implement futuristic technologies such as IoT to streamline their business.
  • The retailers who did not have the ERP module better known as the greenfield customers.

Get the edge in competition- go for SAP S/4HANA

SAP S/4HANA is an avant-garde software that has the potential to revolutionize your retail business. It offers a comprehensive automated environment where getting access to real-time database analytics, managing the inventory and ushering the business operations gets simplified. Furthermore, the integration of digital transformation and sensor-based IoT offers an optimal user experience with overall compete support.

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How to improve your productivity with AI and Machine Learning? https://bigdata-madesimple.com/how-to-improve-your-productivity-with-ai-and-machine-learning/ https://bigdata-madesimple.com/how-to-improve-your-productivity-with-ai-and-machine-learning/#comments Fri, 15 Mar 2019 05:58:41 +0000 https://bigdata-madesimple.com/?p=34565 Artificial intelligence (AI) and machine learning (ML) technology have advanced so much, that it has touched both the personal and professional lives of people. Even if you are only using an eCommerce software or a mobile application, there is a good chance that you are making use of AI technology, whether you know it or … Continue reading How to improve your productivity with AI and Machine Learning?

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Artificial intelligence (AI) and machine learning (ML) technology have advanced so much, that it has touched both the personal and professional lives of people. Even if you are only using an eCommerce software or a mobile application, there is a good chance that you are making use of AI technology, whether you know it or not.

According to a study by Gartner, AI will create about 2.3 million new job roles. While destroying 1.8 million jobs as well. This merely indicates the changing nature of the overall job market. It is essential for future candidates to know the basics of AI, machine learning, and other emerging technologies to be competitive in today’s world.

Image Source: Bloomberg

In order to walk the extra mile, you can enroll in some AI/machine learning courses. Learn how you can write machine learning with Python. Python is perhaps the most desired programming languages for AI/machine learning and data science. So, you will never regret your decision of learning a bit of programming.

In this article, you will get to know how you can use and get the most out of the AI/machine learning tools in your workplace.

How to use AI/ML tools to improve productivity?

You can find a lot of articles on how businesses can improve their efficiency via AI/machine learning tools. However, there is not much out there when it comes to how employees can make use of AI/machine learning tools for improving their performance.

1.  Let your boss tell you what to improve on

It is highly likely that your corporation is using some AI/machine learning technology for enhancing their business performance. Many AI tools currently have predictive insights features that can handle the existing data to give valuable insights to the business.

If your boss has set the right goal, he/she will tell you the things that you need to improve on for enhancing your work performance. With the help of those insights, you can know your weaknesses and improve on those specific areas.

2.  Make full use of smart content

There is a massive problem of information overload in today’s world. Dealing with all of them can lead to a lot of confusions. What is so confusing is that many content providers have different opinions. There is no single right answer, and there are plenty of ways to achieve a goal. However, consuming content from many sources can make it difficult to learn a concept.

Thankfully, there is a smart learning platform that can help you break down various training materials. The simulated scenarios that can help you learn by experience. You will get much more out of the available information if you only sit down and go through articles, books, and company manuals.

You can also make use of different types of content, such as video, podcast, infographics, and so on to enhance your learning speed.

Image Source: Bound

3.  Know your level via quizzes

In most of the training materials, you will find quizzes to help you engage with the content. The employers are likely to add a grading system to every quiz component. You must take the initiative and learn from the training videos and courses to get a good result from quizzes. After that, you should evaluate yourself.

There is also an option of using an AI platform for scanning specific keywords in specific sets of answers to get the best possible results.

4.  Treat chatbots as your friend in need

There are times when we need to find answers and specific pieces of content. You should understand how to fully utilize the power of chatbots to get the most out of it.

You can plan your work schedule and make a list of questions to ask. What is so great about modern chatbots is that it can quickly pull out relevant pieces of content and answer your queries as soon as you ask them. There is no need for you to ask other employees about your confusions. It can drastically improve your productivity.

Image Source: Chatbots Magazine

5.  Assign the right staff at the right place

We can often get only a small percentage of potential output from our team members. It will adversely affect our performance as a leader. The use of AI technology can help eliminate this problem.

The AI technology can help managers find out the needs of staffs in the future to meet the workplace pressure and monitor their real-time performance. Furthermore, AI technology can also check out the experience level and skill set of employees and tell us what position is the best for them.

When we assign the optimum number of employees and best staffs, according to their skill sets and experience, it improves not only their performance but also the performance of leaders.

6.  You can learn remotely

The survey report shows that the demand for remote learning is increasing at a steady rate. The best thing about AI technology is that you can implement AI anywhere and there is no restriction from your location.

Let AI decide the virtual training options for you to learn and grow, even when you are out of your workplace.

7.  Let personal digital assistants help you out

There are tasks that you must do but are not that useful for your growth. You can make use of personal digital assistants to automate tasks that consume your time to help you spend more time on tasks that can boost your skills and are more valuable to organizations.

Your digital assistant is powerful enough to use AI for processing various variables and provide fact-driven recommendations to help you make appropriate decisions. You have an intelligent digital assistant at your fingertip and can use it for speeding your time at which you perform tasks.

8.  Use smart timesheets for your advantage

There is no need for you to waste your time, filling out manual timesheets. You can track your time in a much more convenient manner with a smart timesheet, allowing you to complete a specific task at a given time.

The smart timesheet will let you see your productivity and time that you allocate different tasks throughout the day. You will get a hint of your loopholes, allowing you to get a better result in the time to come if you insist on enhancing skills that could help you improve your productivity.

Image Source: Vimeo

Over to you

There is a lot of changes and opportunities that you are about to witness in future times. Those who are willing to learn and improve can earn tons of money, while those who are resistant to change are going to suffer.

No longer will you be able to gain a competitive edge by only implementing AI and machine learning tools in your workplace. You need to know how to effectively use those tools to get the most out of those tools. In addition to that, you need to keep yourself updated and discern what tools are relevant to your profession.

I hope you have got some useful insights via this article. If you want to add or share anything that is in your mind, feel free to comment below. I will gladly answer your queries.

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What happens when you work with a robot colleague? https://bigdata-madesimple.com/what-happens-when-you-work-with-a-robot-colleague/ https://bigdata-madesimple.com/what-happens-when-you-work-with-a-robot-colleague/#respond Thu, 14 Mar 2019 05:32:18 +0000 https://bigdata-madesimple.com/?p=34547 The study: An AI system was fed medical records of all 1.4 million visits by 567,498 patients to a medical center in Guangzhou in China. All of who were aged under 18. A team distilled this information into keywords linked to different diagnoses, then fed these into the system to help it detect one of … Continue reading What happens when you work with a robot colleague?

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The study: An AI system was fed medical records of all 1.4 million visits by 567,498 patients to a medical center in Guangzhou in China. All of who were aged under 18. A team distilled this information into keywords linked to different diagnoses, then fed these into the system to help it detect one of 55 diseases.

The system managed to diagnose conditions as varied as common ailments like influenza and hand-foot-mouth disease to life-threatening conditions like meningitis with 90% to 97% accuracy. Its accuracy was compared to 20 pediatricians. It managed to outperform the junior ones but more senior doctors had a higher success rate. The findings are described in a paper in Nature Medicine. (Reference – Evaluation and accurate diagnoses of pediatric diseases using artificial intelligence by Huiying Ling and Brian Y.Tsui).

In the above example, one can be fairly confident that the algorithm would soon perform at levels of the senior doctors as well, if not better. Increasingly offices all over the world will be filled with computers and bots who will be super-efficient when compared to the average worker. Then as a worker how do you work with someone who is much superior to you in certain aspects?

Let us take an analogy on how technology has started impacting the workforce – While it is true that telephones have existed for more than 100 years now, mobile phones have completely redesigned our lives over the last few years. The influence of the bots on the shop floor is something similar and Bot-Human relationship is something for the management to look very closely at.

Before we get to that, let us see what Dilbert would say about this future world!

Dilbert Cartoon via Dilbert.com

This article aims to look at how would the evolution of the office space could look like in a world where computers/bots are our colleagues, subordinates and maybe even our managers!

Some thoughts are given below:-

Turbo charging business decisions

If we go back a little in time to period when Microsoft Excel was not very popular, there used to big calculators used for computing numbers at the end of each day in various functions. Once we had Microsoft Excel, we were using that time into making graphs and diagrams based on the numbers thrown out by the spreadsheet. Now bots have effectively reduced the “Average Handling Time” of many processes and made humans spend less time on Data Collection and more frequent decision-making cycles.

Event-based processes

Most of the processes so far have been designed in a time-bound way as humans want a minimum number of transactions to have been completed before they report out status change. For e.g. Weekly Reporting, Month End Accounts Close etc. However, all this could change as now Bots can work 24*7 and be available to report out the status instantly. So it is highly likely that the management would want to move to an event-based process rather than a time-bound For e.g. Automation would allow the organization to estimate expenses incurred at any given point of time and compare it against the budget rather than waiting for the month end to know the variance. We have already seen this happen to our bank statements where real-time status is available for us to check.

Managers will become work flow designers

There is a term called “Grunt Work” – Work which no one wants to do as it is mind-numbing and highly repetitive. These are ideally delegated to the bot. The parts of the job which involve “Judgement / Expertise” should ideally be the human focus. As in every successful relationship, bots and humans should complement in the office playing to each other’s strengths

Humans to lay down the highways

Bots are like Cars and Process Standardization efforts carried out by the Humans lead to the smooth roads needed for being able to drive the car and enjoy the ride. This is one of the key success factors for successful bot implementations and leads to better yields in terms of cost benefits.

Managers have to go beyond their silos

Managers should take up an end to end view while integrating the work between their team members and bots. Bots are generally implemented in a particular team and are highly dependent on upstream inputs / downstream process efficiencies for effective performance. A bot needs human support to provide the necessary inputs and environment to function effectively. E.g. If a bot has consistently poor data quality issues in the invoices being processed leading to poor utilization of the bot, the humans in the team can reach out to the upstream functions ( e.g. procurement) and try to set up Cross Functional teams to fix the issue.

Employees should move towards becoming techno functional resources

Organizations have to invest in building Techno-Functional resources. The role of a bot-operator is technical but there needs to be a deep functional understanding of the domain as well. This will help humans to improve the bots over a period of time and continue to achieve better business outcomes.

Changing role of experienced resources

Each team would have a senior member who has “been there and done that”. In the new workplace, the experienced resources would be expected to share wisdom/strategy rather than their experience, as the bots would have digital imprints of previous instances of the same transaction. Also a few years ago the junior staff would have found mentors/guidance from the senior members in the team. With increasingly smaller teams due to automation, the organization might have to invest in mentorship programs to mentor the junior staff to grow in their careers.

Focus on what can go wrong

As every movie on technology has warned us already, technology gone wrong can have damaging consequences. It is true that bots have to be managed carefully. The damage due to a rogue bot can be many times more than that of a rogue employee. It is the humans who would be expected to take charge of the controls, checks, and balances involved in running the bot.

Turn the clock back once in a while

Over-dependence on Bots is not desirable from a BCP perspective. The humans in the team would have to run the processes manually to ensure that there is an Option B, in case there are bot failures. It will be a best practice to have multiple resources to be trained on a bot so that there could be multiple team members who could jump in when the bot fails / during BCP.

And the best bot of the year awards goes to…

As Peter Drucker once said, “what gets measured, gets done”. This is equally true of humans and for bots as well. Visual dashboards in the shop floor have to reflect the performance of the humans and the bots. Eventually, the bot performance will permeate into team meetings similar to human performance and issue resolution. However, it is important to measure human contribution and bot performance with very different yardsticks.

To summarize, an evolving work floor comprised of humans and bots is going to be one of the most interesting organizational dynamics problems for all of us to observe and participate in. Progressive HR Teams have to start building policies around how to manage interaction with Bots. Maybe they’ll use cognitive bots to do that too!

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Peer-to-peer payment applications. You can make them better! https://bigdata-madesimple.com/peer-to-peer-payment-applications-you-can-make-them-better/ https://bigdata-madesimple.com/peer-to-peer-payment-applications-you-can-make-them-better/#respond Wed, 13 Mar 2019 07:25:42 +0000 https://bigdata-madesimple.com/?p=34530 In this article, I’m going to tell you about P2P payments and most reliable applications, which perform them the best. Fast money exchange between family members and friends via social networks and applications must also be convenient and safe. I can’t disagree that P2P payment is a huge trend, but it needs an improvement to … Continue reading Peer-to-peer payment applications. You can make them better!

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In this article, I’m going to tell you about P2P payments and most reliable applications, which perform them the best. Fast money exchange between family members and friends via social networks and applications must also be convenient and safe. I can’t disagree that P2P payment is a huge trend, but it needs an improvement to grow. Let’s find out how they really work.

Peer-to-peer applications – what are they?

P2P mobile services are software middlemen. Imagine a guy, who runs to the nearest ATM and back instead of you in a few seconds to let you reimburse your dinner or something.

There are a lot of statistics, which say that the most successful P2P payment apps are PayPal, Venmo, Square Cash, Zelle, Google Wallet, and Facebook app. Second, the less powerful category includes apps like Circle, ClearXchange, and PopMoney. They’re not parts of huge corporations being integratory parts of banks and social networks. Actually, they fight for a lead place under one sun. They all do the same task, with slight differences in taxes and transaction speed. However, that’s only what our eyes can see.

Market tendencies show that separate successful P2P startups may be merged with giants. Let’s take Venmo as an example. In 2012 Braintree bought it. In 2013 Braintree entered into PayPal. Does it mean that there’s no sense in the reinvention of a bicycle? Presumably no. Lower sectors of this realm are still not very crowded, and giants like PayPal won’t compete with newbies. It means that there’s always room for those, who want to take a slice of P2P $100 billions cake.

Development process

Let’s take a look at the common features of all P2P apps to see what they lack.

Each service is totally for non-commercial transactions. They are simply not safe enough for serious payments. Yes, sometimes transactions are instant, but practice shows, that the majority of the last 2-3 business days! It’s getting more surprising, when you find out, that sender can freeze the process and even deny payment. This “awesome” feature makes these apps useful for the circle of dependable friends only. Otherwise, it’s better to push a debtor to the nearest ATM to get the reimbursement. Funny, isn’t it.

There are some other snags, by the way. As you see from the diagram by the 2013 Federal Payments Study, checks are still used by about 20-23 millions of US citizens. There will be no revolution unless P2P payments become absolutely safety-looking means.

There have been no scandals recently, but some apps are less attractive than others. For example, millennials-loved Venmo provides a newsfeed with all your contacts’ transactions, which is too casual for the majority of older users, who are accustomed to having it more privately. That’s why it’s less popular than PayPal which looks more mature with its PayPal.Me protection and all-private transactions.

I also found out, that Square Cash is more competitive than others because it lets you pay those people, who don’t have the app. It’s a great feature, but transactions may last up to one week. That’s not what we want to have in the 21st century. Anyway, there are no such problems for people, who agree to use similar apps to avoid delays and other issues.

It’s a challenging business

To come up with a new P2P app, you should have a huge budget for resource and research expenses. This fact makes developers to use integration, rather than building their own system. PayPal’s Braintree already has its marketplace, where users can make a group transaction via Venmo. Another example is WePay, which sells API integration of the payment system into any web-platform.

I’ve already said that there’s still room for small startups. They have a chance of creating some themed communities, which would allow P2Ps in chats. Specific apps for Asia or Africa are also actual. South-African WeChat version, for instance, doesn’t require its users to provide bank account info. They just need to put money into chat’s wallet.

What’s for tomorrow?

Statista survey says that the USA has more than 78 millions of P2P payment users, which is 15 millions more than last year! Such a tendency will bring a 30 to 40 million growth by 2021, and I have no doubt. It means that this realm will become more competitive. Financial giants would still rule the situation with their cool apps and diverse integrations into chats. The most promising way for smalls is to influence regional markets with some specific apps and microservices.

Bottom line

I hope that now you have enough food for your brain. Weigh your readiness and dive into this young-but-huge sphere of economy. Maybe your product’s zest is going to shoot. Remember to be safe and loyal. Don’t overact with catchy features unless you don’t want to conquer the Japanize market. Just kidding!

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AI & biometrics – Major trends that redefine the online banking market https://bigdata-madesimple.com/ai-biometrics-major-trends-that-redefine-the-online-banking-market/ https://bigdata-madesimple.com/ai-biometrics-major-trends-that-redefine-the-online-banking-market/#respond Tue, 12 Mar 2019 09:19:16 +0000 https://bigdata-madesimple.com/?p=34523 If the financial industry has taught us anything in the past, it is that we can no longer postpone digital transformation in banks. Today, consumers expect to perform banking transactions from anywhere and anytime. The technological advancements that offer improved interface and inclination of customers for convenience drive the market of online banking. According to … Continue reading AI & biometrics – Major trends that redefine the online banking market

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If the financial industry has taught us anything in the past, it is that we can no longer postpone digital transformation in banks. Today, consumers expect to perform banking transactions from anywhere and anytime. The technological advancements that offer improved interface and inclination of customers for convenience drive the market of online banking. According to a research firm, Allied Market Analytics, the global online banking market is expected to reach $29.98 billion by 2023, with a compound annual growth rate (CAGR) of 22.6% during the period 2017–2023.

The increased demand for digital versions of the traditional bank has caused several financial institutions to seek out better solutions to securely digitalize their offering and transactions while maintaining low costs. The growth of smartphone usage and increasing internet penetration among consumers, especially in developing countries in the Asia-Pacific region are expected to transform the online banking market. However, customers have introduced to novel methods of online banking transactions in the last couple of months and some of the major trends are yet to hit the market. Few of them are mentioned below.

Experience the improved digital interface

In the last few years, customers have experienced a more interactive interface when it comes to interacting with a bank or other financial institutions. Moreover, keeping in mind the growth of online shopping portals, banks have been supporting the need for better transactional capabilities that go hand in hand with smartphones and other mobile devices. For instance, Apple and Samsung have released their dedicated payment options that are helping banks to be more focused and invest more in offering better mobile solutions for their customers. Till now, providing seamless banking experience have been a secondary aspect for financial institutions, however, this is expected to change, owing to customer’s inclination to choose those banks that offer 24×7 online support.

The advent of data analytics

In the past, financial institutes have ignored the value of artificial intelligence (AI), machine learning, and deep learning in the banking sector. However, the advancements of FinTech have opened new doors of opportunities, which enable financial institutes to use AI-based tools to improve user experience, streamline the process, and reduce operational costs. It is no secret that customers look for a proactive approach to financial planning. Thus, banks need to incorporate improved solutions to match with the demand for automation.

Today, big data analytics has become a major driver in the banking industry. The amount of data generated in the banking industry is expected to increase significantly in the coming years and big data analytics would be the most efficient tool to deal with the big data flood. This indicates that banks need to apply big data analytics in real time to make the necessary decisions to boost productivity and improve customer experience. Big data analytics could be used to discover the spending patterns of a customer, identify the most sought-after channel of transactions (credit/debit card payment, online payment, or ATM withdrawal), manage and prevent fraud, assess risks, and analyze customer feedback and apply the necessary changes.

Mobile friendliness

The banks that blend well with such online retail sites would become the preference of customers, due to the growing trend of online shopping and online booking. Thus, banks are focusing more on launching mobile-friendly applications to increase the website traffic and engage as well as lure more customers. Several site owners and webmasters opt for this option to boost their site’s traffic and now, banks are also adopting this trend by investing more in AMP (accelerated mobile pages) to make the site more mobile friendly.

Recently, the United Overseas Bank (UOB) launched mobile-only bank, TMRW, to serve the tech-savvy customers of ASEAN. The TMRW flaunts its in-app virtual assistant that can chat and answer customer’s calls. UOB has launched the mobile app in Thailand as the country’s young demographic is mobile-connected and time spent on social media by customers is the highest. However, UOB is expected to launch the app in the other countries soon, starting with Malaysia and Indonesia.

Incorporation of biometrics

This is the era of biometrics and banks are likely to adopt this trend to improve security and prevent transaction frauds. In the coming years, banks would seek novel ways to add new security layers to their services, such as additional authentication methods to build digital trust with their customers. Financial institutions are now trying to incorporate facial recognition, voice prints, and biometric as it has become overwhelming to remember numerous passwords.

Recently, Oney Bank, a leading French retail group, and Wirecard, the global leader in digital financial technology, together implemented the first biometric payment system in Romania. Their new Well.com app allows biometric authentication payment by fingerprint scanning. The app is expected to be available in Hungary, Ukraine, and Poland to reach millions of customers.

Apart from fingerprint scanning, keystroke biometrics is expected to enter in the online banking market. The keystroke rhythms of a user create unique biometric patterns which can be timed and stored to match them for future comparison. As keystroke biometrics does not need huge capital intensive, it can be easily used as second generation biometric authentication.

To sum this all

If you compare the time when you used to visit banks with your parents with today’s banks, the picture has changed radically. Computers have taken over to perform the redundant tasks and most of the banking transactions can be performed online. The future is expected to be filled with AI-based applications and smart technology would replace the tedious task of remembering long and complex passwords.

Now, the online banking market is expected to improve using the rapid technological advancements and incorporation of smart technologies such as machine learning and big data analysis. The constant motion in the industry would lead to exciting and novel innovations that would reduce human error, security frauds, and improve the overall user experience. Some of them are already being implemented in the banks such as interactive gesture technology which greets the customers as they walk in and bring up an interactive screen that offers information regarding banks services. However, there are a lot of things that are yet to enter the market, for which we have to wait and watch.

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Parenting in Digital Age – How to secure your child with Hoverwatch? https://bigdata-madesimple.com/parenting-in-digital-age-how-to-secure-your-child-with-hoverwatch/ https://bigdata-madesimple.com/parenting-in-digital-age-how-to-secure-your-child-with-hoverwatch/#respond Mon, 11 Mar 2019 10:20:49 +0000 https://bigdata-madesimple.com/?p=34511 The digital age is changing everything in our lives, including parenting! Today’s children are constantly using mobile and other digital devices, playing games, surfing the web, and what not. This causes a major challenge for parents in monitoring their children what they watch online and how to protect them from having exposed to obscene and … Continue reading Parenting in Digital Age – How to secure your child with Hoverwatch?

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The digital age is changing everything in our lives, including parenting! Today’s children are constantly using mobile and other digital devices, playing games, surfing the web, and what not. This causes a major challenge for parents in monitoring their children what they watch online and how to protect them from having exposed to obscene and inappropriate content. In this article, we will see how parents can prevent their children from coming across such content, using a Parent Control Software.

In non-technical terms, Parental Control Software lets you track what your child sees on the internet. Additionally, it also gives you the authority to limit the time that your kid spends on these devices. The working is simple, these applications record and monitor the activity of your device. One such application is Hoverwatch. It lets you watch out for your children making parenting simpler in this Digital Age.

How to install and use Hoverwatch

Understanding what Hoverwatch really does is important, it is a spy phone tracking app that records data from your phone. The installation and usage are easy; however, you must buy the application in order to avail its benefits. Other than that, you require no special knowledge to use the application and it is compatible with Android phones, Windows, and Mac operating systems.

After subscription of the software, based on the edition you purchase Hoverwatch can be installed on several devices. Currently, Hoverwatch is the top mobile tracking app there is.

Features

The application has a sea of prudent features and what’s best is that it’s easy to use. It comes at a price but for your child’s safety that is a small sacrifice. Some of its countless attributes are discussed in detail here.

– Track Devices Comfortably

For parents that have teenagers, this feature can be really useful, wherever your child is you always have knowledge of their whereabouts. What’s different about that you can simply use GPS, right?

Sure, you can use the GPS but what about when it’s turned off? Hoverwatch saves you from spending endless hours worried until your child is safely back home. And, it works even when the GPS is turned off.

– Undetected Safety

With the Hoverwatch application, you can monitor what your kids are watching on stealth mode. Keep them away from harm without them finding out and despising you for keeping them safe.

– Track Social Media Accounts

Social Media Accounts are now a part of every child’s life, believe it or not. Even 12-year old’s have a Facebook or an Instagram account, social media has become easily accessible. As parents, you obviously will be concerned about any bullying or unwanted situation that your child faces. For this reason, Hoverwatch lets parents monitor social media accounts as well.

– Access Call Recordings and Text Messages

Want to keep a close watch on the calls and messages your child gets? Hoverwatch allows concerned parents to track call records and text messages for a chosen device.

How safe is to use a Hoverwatch?

At this point, you are probably wondering how this Parent Control Software is safe for your kid. It is a valid doubt; how can you trust an application with your child’s safety?

Hoverwatch is one of the leading discreet spying apps that protects data at all costs. It becomes important to watch what your child is doing in this corrupt world to prevent them from endangering themselves. Hoverwatch lets you protect your child from harm. If everything is fine there’s no need to disrupt their lives. But when they need to be warned it is the parent’s job to intervene.

The story of using the Hoverwatch program

Hoverwatch has made parenting convenient with its easy and undetectable software. Most of the times, children fall into unwanted situations and don’t understand how to tackle them.

One such case is where a child was being bullied online and blocked everyone out. The parents were concerned and tried Hoverwatch to find out what was really going on. When they found out they were shocked and took the matter in their hands.

In these cases, it becomes difficult for the parents to know what is wrong and help their child. Hoverwatch assists parents with nurturing their children by protecting them from being attacked.

Pricing

Hoverwatch has two effective plans that let you monitor your child’s safety. And the cost varies based on which plan you select.

– Personal Plan

In this plan, you are allowed to monitor a single device at an estimated cost of $20 per month, $50 every 3 months, and $100 for a full year.

– Family Plan

This plan lets you monitor up to 5 devices of your choice without being noticed. The price varies from $40 for a month or $200 per year.

The application offers customers a free three-day trial before they decide the plan they want to opt for.

To sum it all up, tracking software is a great alternative to monitor your kid’s online activity and protect them. More and more parents are using such applications to monitor their child’s activities in this tech-savvy age. Hoverwatch is the best Parent Control Software that tracks devices and keeps parents informed about who their child is talking to and about what.

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VPN Leaks – How to protect ensure VPN privacy https://bigdata-madesimple.com/vpn-leaks-how-to-protect-ensure-vpn-privacy/ https://bigdata-madesimple.com/vpn-leaks-how-to-protect-ensure-vpn-privacy/#comments Fri, 08 Mar 2019 17:34:14 +0000 https://bigdata-madesimple.com/?p=34503 Do you admire VPN privacy? Do you consider it as a securest tool? If yes then you are not the only one. Many people have the same thinking, and that’s why people are rapidly moving towards this tool. To a greater extent, this is true. But this is a general concept for VPNs, whereas, in … Continue reading VPN Leaks – How to protect ensure VPN privacy

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Do you admire VPN privacy? Do you consider it as a securest tool? If yes then you are not the only one. Many people have the same thinking, and that’s why people are rapidly moving towards this tool. To a greater extent, this is true.

But this is a general concept for VPNs, whereas, in particular, VPNs can differ from each other in security and efficiency. Apart from features, the primary factor “VPN security” is compromised in many VPNs, which is the sole purpose of this technology. VPN privacy is mostly affected by the data leaks, which remain hidden from a user until tested through a tool or in case of a vulnerability exploit.

Why people use VPN

VPN usage has increased because of two main reasons;

  • People want to have data security through encryption so that they can remain secure from cyber-attacks and data monitoring or snooping.
  • To hide IP address for unblocking websites, streaming restricted content, P2P file sharing and for other such purposes.

VPN Data Leaks

VPN data leaks can undermine the VPN functionality and could completely demolish the purpose of VPN. Data leaks can occur due to many factors, but VPN vulnerability is a significant factor behind this privacy lack.

Here are some prominent VPN leaks which you should never ignore while you are connected to a VPN.

1.  DNS Leak

DNS server acts as an intermediary between a user’s device and the Internet. When a user inserts a URL to his browser, the browser sends a request to the DNS server. The DNS server maintains IP addresses of web servers of all the domains, so it promptly sends the relevant IP address of a URL. The browser is then able to display the webpage a user is asking for.

Usually, the DNS process is carried out by the ISP DNS server if the user has not specified any other. However, when you use a VPN, it automatically places anonymous VPN DNS for the browser’s DNS requests.

DNS leak occurs when the DNS requests bypass VPN server and contact the ISP DNS servers. This issue has been increased due to some reasons including the VPN vulnerability.

How to detect DNS leak?

It’s quite easy to spot DNS leak. There are many tools for this purpose, but despite selecting a random tool, you should go for a not affiliate and legitimate VPN DNS leak tool. Make sure you don’t go for a misleading tool for checking DNS leak.

How to protect from DNS leak?

There are two ways to avoid DNS leak.

  • Manually change the ISP’s DNS server to a third-party DNS server like OpenDNS or Google DNS. You can change the DNS settings in Internet Adapter
  • Use a VPN, which has the DNS leak protection feature. A VPN automatically change the DNS server, and the protection feature is designed to monitor the DNS requests continuously.

2. IP Leak

IP is the Internet address assigned to every device. Your ISP (Internet service provider) provides you with an IP address, which can indicate your location as well as your hostname/ISP. By this specific IP address, the websites can know your location and your ISP can know what Internet activity you are performing.

For instance, you cannot access some content, or you see a notification “Sorry, but the content isn’t available in your country.”

Therefore, for hiding browsing history and to unblock restricted content many people use privacy tools such as VPN or Tor. Unfortunately, some issues can bypass the protection and can reveal your real IP address.

There are some prominent leaks through which your IP is exposed.

Torrent IP Leak

If you are connected to a VPN while you are torrenting, then your torrent client could be leaking your IP address while downloading/uploading the torrent file. This may be due to many reasons including the factor that you forget to configure your torrent client properly with the VPN. For instance, disabling the features of DHT and PEX. Also, due to the higher chances of connection drops, while torrenting, your data could go unencrypted to the Internet, which can result in IP revelation.

How to Detect Torrent IP leak?

Like DNS leak, you can check your torrent IP and spot any vulnerability that keeps you exposed even when you are behind a VPN.

How to Protect against Torrent IP Leak?

There are a few ways to avoid IP leak while P2P file sharing.

Use a VPN, which has a kill switch to prevent data leak during connection drop.

You can also bind IP with the torrent client you are using.

There are some third-party software such as VPNwatcher, VPNcheck, or VPNNetMon which can monitor the torrent traffic and react promptly if something goes without encryption while VPN connection drops.

WebRTC Leak

WebRTC (Web Real-Time Communication) is a browser feature, which is enabled by default in most of the browsers. With this feature, browsers can form a real-time, peer-to-peer connection with the websites they visit. Therefore, a user can send and receive live audio and video to the other user without any additional software.

The communication channel established between the browser and the user’s visited website also involves information exchange including the IP address. Unfortunately, this WebRTC functionality could result in exposing your real IP address even when you are using a VPN. By a little effort, any website could access your IP.

How to spot WebRTC leak?

You can detect WebRTC leak through a testing tool. The tool will perform a test and will let you know if your IP is leaking through WebRTC or not.

How to prevent WebRTC leak?

It is really easy to stop WebRTC leak by manually changing the browser settings and disabling WebRTC. But the setting change option is only available in Firefox.

If you are a using Chrome, Firefox, Opera, Yandex, or any other browser, then you can download an extension to disable WebRTC.

IPv6 Leak

There are two types of Internet protocols – IPv4 and IPv6. To get the real difference between both the protocols, you need to have a look at a detailed description of IPv6.

In short, IPv6 adoption is really slow, and this could result in vulnerability such as IP leak through IPv6 requests. Some VPN providers only have support for IPv4 request, and they cannot resolve IPv6 requests. Therefore, if a website sends IPv6 request, then your ISP DNS could be accessed to get the answer.

However, the chance of IP leak through IPv6 requests is really low because most ISP’s also have the support for IPv4 only.

How to check IPv6 leak?

Similar to other tools, there are some tools to check IPv6 leak too.

How to prevent IPv6 leak?

You can avoid IPv6 leak by selecting a VPN with IPv6 leak protection. Also, you can disable IPv6 in your network by changing the router configuration.

Is Your VPN Secure?

If you own a VPN, it’s good for your privacy, but is it really secure and provides you anonymity? Using a VPN is not a guarantee to privacy because of the common data leaks, which remain hidden from a user. Therefore, make sure to carry out all the VPN tests we have mentioned above.

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Predictive analytics can help reduce industrial workplace injuries https://bigdata-madesimple.com/predictive-analytics-can-help-reduce-industrial-workplace-injuries/ https://bigdata-madesimple.com/predictive-analytics-can-help-reduce-industrial-workplace-injuries/#respond Thu, 07 Mar 2019 10:56:10 +0000 https://bigdata-madesimple.com/?p=34490 Predictive analytics might sound like something out of a science fiction novel, but it’s more common than you think. Online dating sites help you find the perfect match by using predictive analytics. Netflix shows you things it thinks you might like with the same tools. Even your doctor’s office might use predictive analytics to determine … Continue reading Predictive analytics can help reduce industrial workplace injuries

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Predictive analytics might sound like something out of a science fiction novel, but it’s more common than you think. Online dating sites help you find the perfect match by using predictive analytics. Netflix shows you things it thinks you might like with the same tools. Even your doctor’s office might use predictive analytics to determine if you are at risk of developing a specific disease or medical condition. However, one application individuals haven’t explored yet is the use of predictive analytics in industrial workplaces. How can these data sources help reduce workplace injuries in industrial settings?

What is Predictive Analytics?

First, what is predictive analytics? It utilizes machine learning and basic artificial intelligence to extract information from existing data sets to discover patterns. With enough information, it can even predict potential future outcomes with a high degree of accuracy.

In something widely used, such as Netflix, the machine learning algorithms take a look at what you watched in the past. Using that information, the algorithm can predict what you might be interested in watching in the future. It will also compare your watch history with the viewing habits of other similar individuals to see what they viewed to help create the most accurate suggestions for you.

The cost of workplace injuries

Workplace injuries are a big problem, both for the employees who are injured and the company responsible for their safety. One out of every six workplace fatalities comes from improper use of forklifts or other heavy equipment. This doesn’t even address the cost of workplace injuries. According to OSHA, it’s estimated that businesses across the country pay more than $1 billion every week in workman’s compensation claims for work-related injuries or illnesses, which doesn’t include the cost of downtime while an injury gets investigated or the cost of employee absenteeism while they recover.

Workplace applications of Predictive Analytics

How can businesses use predictive analytics to reduce industrial workplace injuries?

It works in much the same way that Netflix can predict what you might want to watch next. Predictive algorithms take a look at the details of any injuries that occurred in the past and identify where and when injuries might happen in the future.

It isn’t a crystal ball. Predictive analytics programs are only as accurate as the information they’ve been given to work with. If you don’t have any information that’s provided — or your data is all in an analog format that you can’t easily enter into a computer system — a predictive analytics system can’t help you.

Look for a system that focuses on the four categories of the Human Factors Analysis and Classifications system — unsafe actions, preconditions for unsafe actions, unsafe supervision and additional organizational influences. This system looks at the impact of human interaction in the workplace and uses studies of human behavior to predict possible injuries.

Installing a Predictive Analytics system

What should you look for when choosing a predictive analytics system for your workplace?

  • Data Types: Does the algorithm focus on objective or subjective data? Subjective data is useful for workman’s compensation claims, but is inherently biased, making it useless for analytics. Any information that gets fed into an analytical system should be as objective as possible to create the most accurate predictions.
  • Data Sources: Is the system capable of collecting information from a variety of sources, or is it dependent on information provided by human users? A predictive system may not do its job correctly if it is limited to a single source for information.
  • Ease of Use: A machine that can predict when future injuries might occur is valuable, but it becomes a paperweight if no one can figure out how to navigate the interface. Look for a system that is easy to use and user-friendly, or offer additional training to your crew.
  • Customization: No two industrial settings are created equal. You will need a predictive analytics system that can get tailored to the specific needs and risks of your particular industry. A one-size-fits-all program won’t be as useful.

Save lives and money

Installing a predictive analytics program in your business can take a significant investment of time and money, but it will pay for itself when the number of annual workplace injuries drops because the system can warn you when and where these injuries might occur.

Workplace injuries cost businesses billions of dollars every year. Turning to predictive analytics isn’t just a way to jump on the new technology bandwagon — it can reduce costs and quite literally save lives. Make sure you’re looking for a system that can get customized to your needs. Once you install it, you can breathe easier knowing that it is always looking out for you and your employees.

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Free VPNs for Android: How to choose a reliable provider in 2019? https://bigdata-madesimple.com/free-vpns-for-android-how-to-choose-a-reliable-provider-in-2019/ https://bigdata-madesimple.com/free-vpns-for-android-how-to-choose-a-reliable-provider-in-2019/#respond Thu, 07 Mar 2019 10:32:50 +0000 https://bigdata-madesimple.com/?p=34487 VPN providers continue to gain popularity in today’s complex cyber environment.  They deservedly established themselves as the leading security tool for protecting privacy on the Internet. It is not a surprise, a reliable VPN provider is able to ensure complete anonymity on the Internet, protect the most sensitive information against malefactors, hide IP address and … Continue reading Free VPNs for Android: How to choose a reliable provider in 2019?

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VPN providers continue to gain popularity in today’s complex cyber environment.  They deservedly established themselves as the leading security tool for protecting privacy on the Internet. It is not a surprise, a reliable VPN provider is able to ensure complete anonymity on the Internet, protect the most sensitive information against malefactors, hide IP address and unblock geo-restricted content from any country.

Today the market offers a great variety of VPN services. Sometimes it is difficult for an individual user to choose a robust VPN for his needs. This roundup was created for those who take their privacy and security on the Internet seriously and need the best free VPN for Android operating system. So, it’s high time to look at the best free VPNs that will allow you to save money. Are you ready? Let’s start then!

Top 5 free VPN providers for Android

1. Hotspot Shield

Hotspot Shield is undoubtedly one of the most trustworthy VPNs in today’s market. It offers its customers a free option. The free tariff of the provider is able to shield up to 5 devices simultaneously with robust encryption. The user-friendly interface will make your VPN connection extremely convenient and simple.

Of course, with a free VPN option, you will be limited somehow. Hotspot Shield free plan offers a limited number of servers and 500MB per day. If it sounds restricted to you, just count how much traffic you will get for the whole month, it’s about 15GB. If compare this number with TunnelBear offer (we are going to cover this provider below), we’ll see that Hotspot Shield has one of the most generous free options among modern VPN providers.

To start a new free plan, one has to go through a 7-day trial of the VPN first. That sounds good, however, it involves giving the service your credit cards details in case a customer will decide to carry on with a premium plan when the free trial is completed. At the same time, the service does not impose you to pay for a premium plan. You can always continue to use a free version of the VPN.

2. TunnelBear

Do not be deceived by a cute interface of this VPN. This provider deservedly gained widespread popularity among internet users. It’s not a surprise, a VPN offers AES 256-bit protection, servers in more than 22 countries, 5 multi logins and friendly customer support. The only restriction with the free plan is limited traffic (500MB per month).

It’s dead easy to start a new free plan with TunnelBear, the only thing you need to do is to download software from the official website and follow the necessary steps, no credit cards details are required. The software is able for Android 4.1 and later.

3. Windscribe

This provider takes the third position in our list. Why? Let’s see!

First of all, the VPN offers an unlimited number of gadgets for free use. Secondly, the free Windscribe plan is suggested with 10GB of monthly data. Thirdly, the VPN allows sharing torrents with a free tariff. And finally, the provider offers ad blocking as an additional non-fee-paying goodie.

With Windscride, your traffic will be codified with extremely robust 256-bit encryption and reliable protocols. Moreover, the provider does not save logs about its customers. When you connect to one of the Windscribe servers, only your username and the VPN server you are connected to will be saved.

Windscribe offers the user-friendly application for Android, the software requires Android 4.1 or up. One shouldn’t be a tech geek to set up a VPN on his mobile phone.

4. Speedify

Speedify is another perfect VPN provider to try for free. Its main aim is to ensure internet users with security and fast speeds. This provider is a must for those who frequently use public Wi-Fi hotspots. Speedify will guard your Android against any unwanted interception and move everything including streaming content or just web browsing.

Speedify fast mobile VPN uses both your Wi-Fi and cellular connection at the same time, in case one of them disappears, Speedify will shift your web traffic to the other without missing a step.

The most unpleasant here is that the free plan of the provider is limited to 5GB per month and only one device is available for free. Nevertheless, this provider is undoubtedly worth using on your mobile phone.

5. ProtonVPN

ProtonVPN is the last service we are going to mention. ProtonVPN provides its customers with 3 main plans: Plus, Basic, and Free. The free Plan of the VPN offers the following features: access to 3 locations (the Netherlands, Japan, the USA) and only one simultaneous connection.

There are two ways you can get ProtonVPN on your Android:

  1. To download the application from Google Play store;
  2. Connect to ProtonVPN using third-party OpenVPN client.

Other advantages of ProtonVPN provider: a Kill Switch function, that is able to disconnect your Internet connection in case your VPN connection fails, no logs policy (the VPN saves nothing more than your email address), and DNS leak protection. However, ProtonVPN is not a good choice for those who use VPN services for torrenting. The truth is the VPN does not support P2P connection.

How to choose a reliable free VPN service?

Of course, virtual private networks are not a complete safety solution. However, they are vital components of the arsenal for prudent individual users. Despite the market offers limitless options of providers, not all of them are safe. Moreover, some VPNs instead of providing security to a user, exploit his personal data. In this regard, it’s immensely important to know the main factors to focus on while choosing a trustworthy VPN.

Contrary to popular belief, free VPNs or free options of VPN providers can be robust and reliable. The first a user should do is to read the privacy policy of a provider carefully and find out what logs it keeps. With a VPN service that provides a no-logging policy, you will be protected on the Internet for sure.

Pay attention to the encryption method and protocols a provider uses. OpenVPN is considered to be the most reliable protocol these days. As for encryption method, 256-bit encryption is considered to be highly robust, it is not hackable even for the fastest computer in the world.

Customer support is another crucial aspect of a secure VPN connection. Check a provider for how quickly a customer service team replies. Finally, as we speak about a reliable VPN provider for smartphones, it would be a nice idea to find a VPN with a user-friendly application. This will make your VPN connection not only safe but convenient as well.

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